中国银行存款利率是指中国银行向存款人支付的存款利息的比率,也就是存款人将资金存放在中国银行所能获得的收益。中国银行的存款利率包括活期存款利率、定期存款利率等,不同类型的存款利率可能会有所不同。
2024年个人客户中国银行存款利率表(2024年1月1日生效)
1.澳元定期存款年利率
标准定期存款存款金额天月71234567891011121,000 to 4,999.99N/A4.00%0.65%0.80%0.80%0.90%1.00%1.00%1.00%4.75%1.10%1.10%1.50%5,000 to 19,999.99N/A4.00%0.65%0.80%0.80%0.90%1.00%1.00%1.00%4.75%1.10%1.10%1.50%20,000 to 29,999.99N/A4.00%0.65%0.80%0.80%0.90%1.00%1.00%1.00%4.75%1.10%1.10%1.50%30,000 to 49,999.990.10%4.00%0.65%0.80%0.80%0.90%1.00%1.00%1.00%4.75%1.10%1.10%1.50%50,000 to 4,999,999.990.10%4.00%0.65%0.80%0.80%0.90%1.00%1.00%1.00%4.75%1.10%1.10%1.50%5 MIL and over0.10%4.00%0.65%0.80%0.80%0.90%1.00%1.00%1.00%4.75%1.10%1.10%1.50%1,000 and over忠诚客户^5.10%^特惠澳元定期存款存款金额月1234567891011125,000 to 4,999,999.99N/AN/A4.50%N/AN/A4.60%N/AN/AN/AN/AN/A5.10%长期定期存款存款金额月1518243648601,000 to 49,999.991.50%3.80%1.50%1.50%1.50%1.50%50,000 to 99,999.991.50%3.80%1.50%1.50%1.50%1.50%100,000 and over1.50%3.80%1.50%1.50%1.50%1.50%